Yrefy offers accredited investors fixed-interest rates of up to 10.25 %/yr., with maximum flexibility and control. Investors can elect as often as monthly to turn interest income on/off, up/down, and mix and match investment durations to suit goals and objectives, all in a secured and collateralized portfolio. Yrefy is innovation!  We created the first (and only) financial product allowing Distressed Private Student Loan Borrowers to repay their Private Student Loans with dignity. Private Student Loans are not subject to Federal Student Loan Forgiveness and are bankruptcy-protected; borrowers are desperate for a solution. Borrowers receive a custom-tailored loan, setting them up for success and subsequently experiencing significant FICO score recovery. Yrefy has experienced less than a 2% default rate for nearly seven years. For more information, visit www.investyrefy.com.