Traditional fixed-income options, such as T-bills, CDs, and municipal bonds, protect capital but often fail to keep pace with inflation or generate scalable income. In this educational session, Whitney Elkins-Hutten, Director of Investor Education at PassiveInvesting.com, reveals how accredited investors can integrate private real estate debt as a powerful complement to traditional fixed income strategies. You’ll learn how to evaluate risk and structure, compare returns and liquidity, and use this asset class to generate consistent, collateral-backed income while preserving capital and accessing compounded growth. Walk away with a clear framework for compounding your wealth, managing tax exposure, and positioning your portfolio for growth in 2026 and beyond.